by jritter | Jan 22, 2024 | Personal Finance
Recent credit card statistics indicate a not-so-good trend. Late payments and defaults are rising, and it’s not just credit cards. Car loan statistics are following similar trends. The trend indicates that money is tight for many households and that personal debt is...
by jritter | Dec 1, 2023 | Personal Finance
With the New Year comes an opportunity for resolutions. Many of us make resolutions at this time of year. Unfortunately, sometime during the New Year we tend to abandon or forget those resolutions. Two of the most popular New Years resolutions are to save money and...
by jritter | Nov 22, 2023 | Cryptocurrency
Blog post by R. Joseph Ritter, Jr. CFP® EA A client recently made me aware of a federal court case involving cryptocurrency taxation. This post will review how the case may impact the future of cryptocurrency taxation. In Jarrett v. USA, the taxpayers correctly...
by jritter | Jun 15, 2023 | Personal Finance
In our August 2022 column, we introduced a few specific methods of sticking to a budget. We will review some of those methods in more detail in this and the next few columns. Financial messes usually occur when cash flow is tight. Although this can be from a job loss,...
by jritter | Mar 17, 2023 | Personal Finance
Whatever we may think about the last two years, there has certainly been an increase in the number of entrepreneurs. This is rather exciting! Starting and running your own business comes with a great deal of freedom and independence. It can also come with a...