by jritter | Jan 2, 2026 | Personal Finance
Happy new year! If you have not finished your New Year’s Resolutions, today’s topic may help. Saving more and spending less are consistently in the top 10 most common resolutions. Unfortunately, changing financial habits is also a most common resolution to break. I...
by jritter | Jun 21, 2024 | Personal Finance
We tend to compartmentalize the various parts of our lives Friends, family, work, money,hobbies, and faith are each parts of our lives we put into separate compartments. Of course, thisoften occurs subconsciously. Compartmentalizing money is also known as “mental...
by jritter | Jan 22, 2024 | Personal Finance
Recent credit card statistics indicate a not-so-good trend. Late payments and defaults are rising, and it’s not just credit cards. Car loan statistics are following similar trends. The trend indicates that money is tight for many households and that personal debt is...
by jritter | Dec 1, 2023 | Personal Finance
With the New Year comes an opportunity for resolutions. Many of us make resolutions at this time of year. Unfortunately, sometime during the New Year we tend to abandon or forget those resolutions. Two of the most popular New Years resolutions are to save money and...
by jritter | Jun 15, 2023 | Personal Finance
In our August 2022 column, we introduced a few specific methods of sticking to a budget. We will review some of those methods in more detail in this and the next few columns. Financial messes usually occur when cash flow is tight. Although this can be from a job loss,...
by jritter | Mar 17, 2023 | Personal Finance
Whatever we may think about the last two years, there has certainly been an increase in the number of entrepreneurs. This is rather exciting! Starting and running your own business comes with a great deal of freedom and independence. It can also come with a...
